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Start Holiday Budget Planning Before Fall

Holiday spending rarely arrives as one large bill. It appears gradually through travel deposits, school events, gifts, food, decorations, charitable requests, and a series of small purchases that…

11 Ways to Help Fund College Tuition

The rising cost of college has become one of the most pressing financial challenges for families. Parents want to give their kids the best opportunities, yet tuition bills…

Is Your Business Leaking Money? X Hidden Expenses You Can Cut Today

Every business owner aims to maximize profits, yet many overlook hidden expenses that quietly drain resources. These costs may seem insignificant, but over time, they add up, reducing…

Retirement Savings Options For Your Small Business

When it comes to small business ownership, retirement planning often takes a backseat to the daily grind of running the business. Between managing employees, overseeing operations, and focusing…

Finding Hidden Cash For Your Household or Business

Before you start lamenting your empty wallet, take a moment to consider this: you might be sitting on hidden cash without even realizing it. That’s right—your household or…

The Differences Between Deliberate And Impulsive Spending

Have you ever gone to the store for a carton of milk and come home with a new air fryer, a potted plant, and a throw pillow you…

How Debt Can Wreck Life Plans

If you’re like many people, your parents probably taught you that debt is a good thing. Responsibly handling debt makes you a good credit risk, and a lender…

Pros and Cons of Mingling Money After Marriage

The financial side of an upcoming marriage isn’t romantic or swoon-worthy. But it’s something that must be considered and discussed in order to help ensure a smooth union…

Financial To-Do List When Relocating

Relocating can be an exciting adventure, filled with the anticipation of new experiences and better opportunities. But proper financial planning ahead of time is crucial to ensure that …

How to Prioritize Financial Goals and Achieve Them

Embarking on the journey to financial success can be overwhelming, particularly when faced with multiple goals and competing priorities. But taking the time to prioritize financial goals and…

How to Budget For the Perfect Vacation

The first step in budgeting for the perfect vacation is to be realistic about yourself, your finances and the experience you’re about to have. The budget should be…

Teaching Teens About Money in the Real World

If you’ve ever wondered why they don’t teach teens about money in school, you’re not alone. Chances are, either you or your friends have asked this same question.…

How to Ask For a Raise

As an employee who has been loyal to your company, shows up on time day after day, and puts your heart and soul into your job, you know…

How to Raise Your Credit Score

Your credit score impacts everything from how much money you can borrow, to what interest rate you’ll pay, to whether or not your application for a home or…

Ideas For Household Budgeting

If you feel like you’re working as hard as you can and you still aren’t saving money, it’s likely that a household budget will help. Household budgets force…

Expense tracking

To succeed in business, small business owners must keep a close eye on expenses. Poor expense management can destroy your profit on a project or business venture. A…

What’s the Shared Economy All About?

In practice, the sharing economy is nothing new. It’s been around for a thousand years, in fact. Societies have always shared the use of assets. But then the…

Retiring On A Cruise Ship

While recently assisting a friend who is researching assisted living options for a loved one, I was surprised to come across so much information available online discussing the…

Budgeting Basics

The purpose of this article is to draw attention to the basics of constructing and using a financial budget. A budget is a tool that is intended to…

Financial Topics That A High School Student Should Know

In recent history there has been a growing amount of concern over the financial illiteracy of our nation’s high school students. One aspect of the problem is that…

What To Do With Your Tax Refund?

Congratulations if you happen to be one of the fortunate taxpayers to receive a tax refund this year! The typical refund averages around $3,000, an amount that isn’t…

What’s the Difference Between a Lease and an Outright Purchase When Acquiring a Car?

Over the last several years there has been increased popularity and attention given to “leasing” as a financing alternative over the outright purchase alternative when acquiring an automobile.…

Off to School

It’s that time of year; students are headed back to school and we are once again reminded that another year of the educational timeline has begun. For parents,…

Never an Endless Summer

The end of summer is in sight and for the younger members of the population, that means coming to grip with the end of worry free summer days.…

Rising Costs in 2015

Your guide to goods and services expected to increase in price in 2015. Abraham Lincoln once said, “The best way to predict the future is to create it.”…